Insurance Shouldn’t be Scary

Words: Patrick Cunningham

Navigating the world of insurance can be daunting, especially for masonry contractors in need of quality coverage and risk management support for their complex and unique circumstances. Yet, working with your insurance company shouldn’t be a haunting experience.

Does Insurance Keep You Up At Night?
Insurance should give you peace of mind, not nightmares. Here are a few things that should spook you when dealing with an insurance company:
  • One-size-fits-all coverage
  • Automated customer service phone systems
  • Poor financial ratings and instability
  • Weak or non-existent risk management resources
  • Little to no knowledge of the masonry business
  • No bonding services
  • A representative who ghosts you until renewal time
  • Price slashing at the expense of proper coverage
  • Choose the Right Ally

You can avoid becoming a ghastly insurance company’s next victim by requiring a level of service and value for your premium dollars and by forming a relationship with the right carrier. If you want your business to survive not just through the night but onto the next generation, here are some recommended insurance non-negotiables:

  • Tailored, industry-specific coverage for your business
  • Live voice customer service from knowledgeable, friendly people
  • Face-to-face service and a real relationship with your insurance provider
  • Valuable risk management resources to help prevent workplace injuries and losses
  • Safe driving support, including in-cab technology tools
  • Exceptional claims service
  • Financial strength and high financial ratings
  • Industry association recommendations
  • Get a Jolt of Comfort, Not Fear

Insurance shouldn’t be scary. With the right provider at your back, you’ll be able to face even the most heart-stopping jump scare the masonry contracting business sends your way. Federated Insurance® may be that provider. For more information about Federated Insurance, reach out to your local Federated® marketing representative.
Finding the Right PPE for Your Work
January 2026

When it comes to PPE, one thing’s for sure: safety isn’t one size fits all. The work you’re doing, where you’re doing it, and even what time of year it is, can all make a big difference in what gear actually works. Price, comfort, and job performance all

Back Injuries: The Real Cost and How to Prevent Them
January 2026

The mention of back injuries makes mason contractors cringe, and for good reason. Masons lift heavy objects every day, all day long. When a person sustains a back injury, it is serious. It affects every part of their life, from their ability to perform wo

Detailing for Durability: The 2026 Guide to High-Performance Stone Veneer Transitions
January 2026

Some of the most expensive failures involving manufactured stone veneer installations don’t come from the stone at all, but rather from the material transitions and flashing around it. Transitions are weak points in the overall cladding where water can fi

How TMC Is Reaching the Next Generation of Masons
January 2026

Advocacy, outreach, and education have never been more important to the future of Texas masonry. As the state continues to grow, so does the demand for skilled trades. Industry leaders, schools, and organizations are working together to make sure the next