Insurance Shouldn’t be Scary

Words: Patrick Cunningham

Navigating the world of insurance can be daunting, especially for masonry contractors in need of quality coverage and risk management support for their complex and unique circumstances. Yet, working with your insurance company shouldn’t be a haunting experience.

Does Insurance Keep You Up At Night?
Insurance should give you peace of mind, not nightmares. Here are a few things that should spook you when dealing with an insurance company:
  • One-size-fits-all coverage
  • Automated customer service phone systems
  • Poor financial ratings and instability
  • Weak or non-existent risk management resources
  • Little to no knowledge of the masonry business
  • No bonding services
  • A representative who ghosts you until renewal time
  • Price slashing at the expense of proper coverage
  • Choose the Right Ally

You can avoid becoming a ghastly insurance company’s next victim by requiring a level of service and value for your premium dollars and by forming a relationship with the right carrier. If you want your business to survive not just through the night but onto the next generation, here are some recommended insurance non-negotiables:

  • Tailored, industry-specific coverage for your business
  • Live voice customer service from knowledgeable, friendly people
  • Face-to-face service and a real relationship with your insurance provider
  • Valuable risk management resources to help prevent workplace injuries and losses
  • Safe driving support, including in-cab technology tools
  • Exceptional claims service
  • Financial strength and high financial ratings
  • Industry association recommendations
  • Get a Jolt of Comfort, Not Fear

Insurance shouldn’t be scary. With the right provider at your back, you’ll be able to face even the most heart-stopping jump scare the masonry contracting business sends your way. Federated Insurance® may be that provider. For more information about Federated Insurance, reach out to your local Federated® marketing representative.
About: MAP Partner
Managing the Mysterious Job Site Slowdown
August 2026

Every contractor knows the feeling. A job looks good on paper. The schedule makes sense. The crews are lined up. The material is supposed to be there. Then, for no obvious reason, the whole job starts crawling. That is what makes it so frustrating. Nobod

Sainte-Cécile Cathedral
August 2026

Imagine being handed a set of plans calling for the largest brick cathedral in the world. Now imagine building it without modern cranes, engineered scaffolding, forklifts, power tools, or structural analysis software. That was the challenge facing medie

Why SkillsUSA is the Keystone to MCAA’s Outreach
August 2026

When I stepped into the role of the MCAA’s first Director of Youth Outreach and Education, I knew we had a massive job ahead of us. I am a fourth-generation brick mason, and I have spent over two decades teaching the trade, from working with apprentices a

The First Paycheck
August 2026

Several years ago, Huntley Brothers hired a young apprentice. It was his first real job, and he had never had a paycheck before. Friday rolled around, and he got paid just like everyone else. Later that day, one of the guys told me something I have never