Masonry Magazine March 1966 Page. 30
30
Silicone Treated Perlite Insulation more than doubles the efficiency of concrete block walls. By filling masonry cavity walls and the cores of concrete block with perlite, heat loss and gain are reduced more than 50%. Result: improved comfort, lower heating and cooling costs, less costly heating equipment, greater customer satisfaction. It's easy for mason contractors to install Silicone Treated Perlite. Just open the bag and pour into block and cavity walls. No special equipment or skills are needed. Silicone Treated Perlite is rot and vermin proof, non-combustible, provides lasting water-repellency which stops moisture from impairing insulating efficiency.
Get in on the action now. Sell the ideal profit package-concrete block insulated with Silicone Treated Perlite. For details write to Perlite Institute, Inc., International Association of Perlite Producers, 45 West 45th Street, New York, N.Y. 10036.
Sell more with perlite in the core.
NEW LIABILITY POLICY FORMS
(continued from page 9)
mobile" and "mobile equipment," the latter having specific application to contractors' equipment. The old definition was quite difficult even for those of us in the business. It will pay any contractor to spend a few minutes going over the new list, but again the problem becomes academic when you have your General and Automobile Liability exposures insured in the same company for the same limits. The latter course is urgently recommended.
A brief reference to calculation of premiums in accordance with the company's rules, rates and rating plans under "Conditions" replaces the old definition of premium bases in the jacket, although companies may restore them in the coverage parts applicable.
A new condition of particular importance under "Insured's Duties in the Event of Occurrence, Claim
THE AUTHOR
Walter T. Derk is Assistant Vice President of the Fred S. James & Company, national brokerage firm with headquarters in Chicago. He has over 19 years of experience in the casualty insurance field and is one of the leading national speakers on this subject. Mr. Derk has lectured architectural classes at the University of Illinois on the subject of contract specifications and is the author of many comprehensive articles on insurance.
Suit" requires taking prompt and reasonable steps to prevent other inqury or damage.
Property Damage resulting from certain Explosion Collapse or Underground hazards is properly restricted to operations identified in the policy by a classification coded number which includes the symbols "x, c or t". The former version referred to classifications listed in the insurance company's manuals, to which few contractors had any access.
The new forms are scheduled for use by most companies in renewing policies as they expire and, of course, for new business after July 1, 1966.
Why New Exclusions.
Sprinkled throughout these forms are new condition limitations and exclusions which restrict rather than extend coverage, starting with what will be defended by the insurance company. The definition of covered fi
MASONRY
March, 19