Masonry Magazine June 1993 Page. 24
THE POLY LINE
CONCRETE MIXER
• Removeable/replaceable poly liner with molded blades.
• Easy removal - no tools required.
• Steel outer drum.
• Heavy duty construction.
• Wide choice of power options.
GILSON
MIXERS
Manufactured by C-F Gilco
P.O. Box 326
Cedarburg, Wisconsin 53012
SPECIAL FACTORY PRICING: 1-800-445-2699
A Construction Forms Company
WITH FIRE Magic
YOU SELL THE BEST!
Built-in Outdoor
BARBECUES
For Natural Gas, Propane or Charcoal
ROBERT H.
PETERSON CO.
City of Industry
California 91744
818/369-5085
EXCLUSIVE
FLAVOR GRID
Replaces ceramic briquettes.
•Food cooks more evenly.
Instant positive heat control.
Prevents grease fires or flare-ups.
Allows use of wood chips or charcoal.
FEATURES
•Heavy steel construction.
Lifetime porcelain finish.
Cooking grids available in porcelainized or plain cast iron, chrome plated or porcelainized steel rod.
Heavy cast iron burners.
Fire Magic BBQ's are tested to ANSI Safety Standards by RADCO Soldanly through Authorized Dealers
24 MASONRY-MAY/JUNE, 1993
from completed operations:
An electrical contractor installed an outlet in a home to provide current to a high amperage electric clothes dryer. A child was electrocuted when he came in contact with the outlet. The court awarded a sizable judgment to the parents of the deceased child. This accident occurred approximately 1-2 years after the work was completed, and when the accident occurred the home was owned by different persons than those who had the outlet installed.
A contractor installed a fire escape ladder. Two years later, a person using the ladder was injured when a cable on the ladder broke. The court awarded $150,000 to the injured person based on the contractor's having installed a fire escape with a cable of insufficient type and size.
A building contractor built a home and sold it. Three years later the front porch roof suddenly fell upon a tenant in the house. Experts testified that the porch roof wasn't properly installed. The contractor contended the work was completed and accepted by the owner. The court rejected that contention and awarded damages to the injured tenant.
What is needed is completed operations liability insurance, which can be purchased as a supplement to existing premises and operations liability insurance or as a part of the Comprehensive General Liability (CGL) policy which most contractors opt to buy. Completed operations coverage will protect against the kind of incidents described above; however, there are some exceptions to the coverage. It doesn't cover any liability assumed by contract. For example, if you, the contractor, agree by contract to be responsible for the completed work of another, completed operations coverage will provide no protection. Such contractual liability would require contractual liability insurance, which also is available in a CGL.
Completed operations liability insurance doesn't cover the damage to any work you, the contractor, performed. For example, assume your defective work at the jobsite causes an explosion which injures several people. You will be protected for any liability assessed against you for the injuries, but not for the cost of repairing your defective work. The purpose of this exclusion is to prevent the insurer from having to pay for a contractor's obligation to re-do unsatisfactory work.
Stated differently, completed operations liability insurance is not a guaranty of the contractor's work, nor